Are You a KC Homebuyer Worried About Climate Risks?

New residential real estate obstacles continue to emerge as the effects of natural disasters increase. As a recent article from CoreLogic explains:

 “As the specter of climate change looms large, the world braces for unprecedented challenges. In the world of real estate, one of those challenges will be the effects of natural catastrophes on property portfolios, homeowners, and communities.

According to Zillow, a rising number of Americans are including climate risks in their homeownership plans (see below):


This same study explains that climate risks impact where many people look for a home. Many Kansas City homebuyers are interested in knowing whether the house they purchase will be exposed to environmental disasters such as floods, extreme heat, wildfires, or tornados. Are you in the same situation and thinking about what to do next? As you start looking for a home in the Kansas City area, here's some advice to consider.

 Expert Advice for Homebuyers To Reduce Climate Risks

First, it's essential to understand how to buy a home while assessing climate risks. Acquiring the right help and resources will simplify the process.

 The Mortgage Reports supplies these recommendations for buying your next home:

  •  Evaluate climate risks: Before purchasing a home, review the FEMA website to see if it’s in a flood-prone area. Check the seller’s property disclosure for any previous damage, and obtain an inspection to look for any issues such as cracks or mold. These assessments will ensure it’s a safe investment.

  • Think about future preventative maintenance costs: Areas with tropical storms may need hurricane shutters and sandbags to protect the home. Wildfire-prone areas should consider clearing plants five feet from the house, installing rooftop sprinklers, or buying gutter guards. Taking the first step of evaluating the climate risks of a potential home can help you factor in these future expenses.

  • Take action to avoid losing your assets: One of the most crucial things you can do for a home in a high-risk climate area is get the proper insurance. Shop around and speak to numerous insurance agents to compare prices and choices before bidding on a home.

Above all else, your most valuable resource throughout this process is a trusted real estate expert. Our Just Say Home Team will always prioritize your goals without minimizing your concerns. Our realtors are not only able to guide you through these decisions, but they are also deeply connected in the Kansas City area. These connections will link you with the right experts and information to ensure the safest choices as you search for your next home.

Bottom Line

Do you want to buy a home in the Kansas City area and wonder how to factor in climate risks? You’re not alone. Your next home is a significant investment. If anything can impact that, being well-informed and prepared is vital. You can trust the Just Say Home real estate experts to keep your safety and future in mind as they help you search for your next home.

Post a Comment