The Perfect Home Could Be the One You Perfect After Buying

There’s no denying it: increased Kansas City mortgage rates and home prices are impacting affordability. At the same time, the supply of homes available for sale is still lower than the norm. While these are two of the most significant hurdles Kansas City buyers face in the current housing market, there are ways to overcome them and make the dream of homeownership a reality.

Are you planning to purchase a home this season? It’s essential to be strategic, such as looking closely at your wish list to consider which features in your next house are necessities and which are desires. This clarity will help you avoid overextending your budget or restricting your pool of options as you search for that perfect home.

Danielle Hale, Chief Economist at, explains:

“The key to making a good decision in this challenging housing market is to be laser focused on what you need now and in the years ahead, . . . Another key point is to avoid stretching your budget, as tempting as it may be . . .”

So, how do you identify what you truly need? Start by listing all the features you’ll want to see and then work to break them into categories. Here’s a practical way to organize your list:

1. Must-Haves – A house that doesn’t have these features won’t work for you and your lifestyle, such as the distance from your work and loved ones or the number of bedrooms and bathrooms.

2. Nice-To-Haves – These are qualities you’d love your new home to have, but you can live without them. Nice-to-haves aren’t dealbreakers, often including spaces like a second home office or a garage. However, a home instantly becomes a contender if it covers all the must-haves and some of these.

3. Dream State – Dream big! What extra things does your perfect home have? Maybe you’ve always wanted a pool or a home with multiple walk-in closets. Again, these aren’t features you’ll need, but finding a home within your budget with all the must-haves, most of the nice-to-haves, and any of these makes it a clear winner.

You could be limiting yourself if you’re only touring Kansas City homes that have all of your dream features. This will reduce your options and make the home-buying process more challenging than necessary.

Granite countertops or a pool in the backyard are beautiful qualities in a home, but both can be added after you move. Instead, focus on finding aspects you can’t change, such as location or a specific number of rooms. Later, you can upgrade or add other features or finishes you want.

Sometimes, the perfect home is the one you perfect after buying it.

After categorizing your list in a way that works for you, the Just Say Home KC Team can understand your top priorities. These real estate experts will be able to help refine the list further, coach you through the best way to stick to it, and help you find a home in the Kansas City area that meets your most important needs.

Bottom Line

With current affordability challenges and limited Kansas City housing supply, it’s necessary to be strategic to find a home that meets your needs within your budget. The Just Say Home real estate experts can help you sort through your list of wants and needs to find the ideal home for you and your loved ones.

Post a Comment